{"ok":true,"zip":"07074","page":"https://www.dlradar.com/zip-stress-report/07074","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"07074","state":"NJ","county":"bergen","composite":26,"structural":58,"activity":2,"foreclosure":0,"mortgage":8,"climate":98,"institutional":21,"insurance":0,"price":0,"auction":0,"nfip":94,"fema":0,"construction":40,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":5.18305939646926,"hpiDrawdown":0,"phaseConf":35.2168398515226,"population":3106,"income":108359,"poverty":4,"rentBurden":30.3,"vacancy":4.87,"renterPct":30.95,"ownerPct":69.05,"bachelorsPct":27.4,"medianAge":38.4,"affordability":4.16,"demoStress":30,"homeValue":445800,"housingUnits":1124,"hpiStress":0,"hpi3yr":35.35715647763243}}