{"ok":true,"zip":"07109","page":"https://www.dlradar.com/zip-stress-report/07109","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"07109","state":"NJ","county":"essex","composite":23,"structural":51,"activity":2,"foreclosure":0,"mortgage":8,"climate":97,"institutional":20,"insurance":0,"price":0,"auction":0,"nfip":88,"fema":0,"construction":18,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":5.18305939646926,"hpiDrawdown":0,"phaseConf":35.2168398515226,"population":37785,"income":90164,"poverty":10.3,"rentBurden":48,"vacancy":5.94,"renterPct":43.64,"ownerPct":56.36,"bachelorsPct":31.3,"medianAge":41.1,"affordability":4.5,"demoStress":35,"homeValue":420800,"housingUnits":14997,"hpiStress":3,"hpi3yr":35.57294683387438}}