{"ok":true,"zip":"07621","page":"https://www.dlradar.com/zip-stress-report/07621","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"07621","state":"NJ","county":"bergen","composite":26,"structural":58,"activity":2,"foreclosure":0,"mortgage":8,"climate":98,"institutional":21,"insurance":0,"price":0,"auction":0,"nfip":94,"fema":0,"construction":40,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":5.18305939646926,"hpiDrawdown":0,"phaseConf":35.2168398515226,"population":28269,"income":124083,"poverty":6.1,"rentBurden":47.8,"vacancy":2.55,"renterPct":29.42,"ownerPct":70.58,"bachelorsPct":47.7,"medianAge":40.7,"affordability":3.78,"demoStress":29,"homeValue":491500,"housingUnits":9479,"hpiStress":8,"hpi3yr":30.42271668566331}}