{"ok":true,"zip":"07865","page":"https://www.dlradar.com/zip-stress-report/07865","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"07865","state":"NJ","county":"warren","composite":25,"structural":57,"activity":2,"foreclosure":0,"mortgage":7,"climate":85,"institutional":16,"insurance":0,"price":0,"auction":0,"nfip":71,"fema":0,"construction":69,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":4.870318599702245,"hpiDrawdown":0,"phaseConf":31.844961798850203,"population":3284,"income":108881,"poverty":5.2,"rentBurden":0,"vacancy":3.87,"renterPct":17.53,"ownerPct":82.47,"bachelorsPct":42.1,"medianAge":33.9,"affordability":3.43,"demoStress":21,"homeValue":394300,"housingUnits":967,"hpiStress":17,"hpi3yr":28.4675615212528}}