{"ok":true,"zip":"12155","page":"https://www.dlradar.com/zip-stress-report/12155","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"12155","state":"NY","county":"otsego","composite":18,"structural":39,"activity":2,"foreclosure":0,"mortgage":7,"climate":75,"institutional":6,"insurance":0,"price":0,"auction":0,"nfip":5,"fema":5,"construction":58,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":4.969809195488264,"hpiDrawdown":0,"phaseConf":36.53742821527221,"population":1812,"income":61563,"poverty":7.9,"rentBurden":32,"vacancy":29.39,"renterPct":11.81,"ownerPct":88.19,"bachelorsPct":20.5,"medianAge":51.5,"affordability":2.39,"demoStress":26,"homeValue":164700,"housingUnits":955,"hpiStress":null,"hpi3yr":null}}