{"ok":true,"zip":"12486","page":"https://www.dlradar.com/zip-stress-report/12486","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"12486","state":"NY","county":"ulster","composite":20,"structural":44,"activity":3,"foreclosure":0,"mortgage":10,"climate":88,"institutional":20,"insurance":0,"price":0,"auction":0,"nfip":90,"fema":0,"construction":0,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":2.30380812118662,"hpiDrawdown":-3.460530495552732,"phaseConf":37.2749934022311,"population":1737,"income":83333,"poverty":11.7,"rentBurden":83.7,"vacancy":5.37,"renterPct":27.3,"ownerPct":72.7,"bachelorsPct":26,"medianAge":54.8,"affordability":3.59,"demoStress":37,"homeValue":320000,"housingUnits":545,"hpiStress":74,"hpi3yr":15.3034418273298}}