{"ok":true,"zip":"12513","page":"https://www.dlradar.com/zip-stress-report/12513","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"12513","state":"NY","county":"columbia","composite":22,"structural":51,"activity":3,"foreclosure":0,"mortgage":9,"climate":68,"institutional":16,"insurance":0,"price":0,"auction":0,"nfip":70,"fema":0,"construction":66,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":4.89366790373867,"hpiDrawdown":0,"phaseConf":36.41814588163745,"population":198,"income":59167,"poverty":0,"rentBurden":0,"vacancy":26.53,"renterPct":11.81,"ownerPct":88.19,"bachelorsPct":55.1,"medianAge":76,"affordability":6.86,"demoStress":29,"homeValue":438000,"housingUnits":210,"hpiStress":null,"hpi3yr":null}}