{"ok":true,"zip":"12538","page":"https://www.dlradar.com/zip-stress-report/12538","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"12538","state":"NY","county":"dutchess","composite":25,"structural":56,"activity":2,"foreclosure":0,"mortgage":7,"climate":89,"institutional":17,"insurance":0,"price":0,"auction":0,"nfip":74,"fema":0,"construction":61,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":2.91068580542265,"hpiDrawdown":0,"phaseConf":38.42851009016745,"population":14104,"income":86641,"poverty":10.3,"rentBurden":47.8,"vacancy":4.05,"renterPct":31.68,"ownerPct":68.32,"bachelorsPct":30.5,"medianAge":42.6,"affordability":3.32,"demoStress":30,"homeValue":322100,"housingUnits":5625,"hpiStress":23,"hpi3yr":26.00017741506254}}