{"ok":true,"zip":"12589","page":"https://www.dlradar.com/zip-stress-report/12589","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"12589","state":"NY","county":"ulster","composite":20,"structural":45,"activity":3,"foreclosure":0,"mortgage":11,"climate":88,"institutional":24,"insurance":0,"price":0,"auction":0,"nfip":88,"fema":9,"construction":0,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":2.3967217131123837,"hpiDrawdown":-2.930719750055957,"phaseConf":37.451597982703355,"population":19639,"income":118214,"poverty":27.2,"rentBurden":30.3,"vacancy":6.86,"renterPct":22.86,"ownerPct":77.14,"bachelorsPct":22.9,"medianAge":40.2,"affordability":2.9,"demoStress":30,"homeValue":378000,"housingUnits":5327,"hpiStress":18,"hpi3yr":21.49882711222684}}