{"ok":true,"zip":"12863","page":"https://www.dlradar.com/zip-stress-report/12863","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"12863","state":"NY","county":"saratoga","composite":23,"structural":52,"activity":2,"foreclosure":0,"mortgage":7,"climate":79,"institutional":15,"insurance":0,"price":0,"auction":0,"nfip":63,"fema":0,"construction":65,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":6.57592950265572,"hpiDrawdown":0,"phaseConf":39.45688079529925,"population":870,"income":92536,"poverty":5.4,"rentBurden":87.9,"vacancy":14.88,"renterPct":18.77,"ownerPct":81.23,"bachelorsPct":14.2,"medianAge":37.2,"affordability":3.37,"demoStress":37,"homeValue":342100,"housingUnits":407,"hpiStress":null,"hpi3yr":null}}