{"ok":true,"zip":"12864","page":"https://www.dlradar.com/zip-stress-report/12864","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"12864","state":"NY","county":"hamilton","composite":14,"structural":31,"activity":0,"foreclosure":0,"mortgage":0,"climate":15,"institutional":36,"insurance":0,"price":0,"auction":0,"nfip":15,"fema":59,"construction":46,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":5.95270290573635,"hpiDrawdown":0,"phaseConf":38.07722157547535,"population":9,"income":null,"poverty":0,"rentBurden":null,"vacancy":96.12,"renterPct":0,"ownerPct":100,"bachelorsPct":100,"medianAge":null,"affordability":null,"demoStress":55,"homeValue":null,"housingUnits":106,"hpiStress":null,"hpi3yr":null}}