{"ok":true,"zip":"12945","page":"https://www.dlradar.com/zip-stress-report/12945","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"12945","state":"NY","county":"franklin","composite":23,"structural":52,"activity":7,"foreclosure":0,"mortgage":23,"climate":49,"institutional":46,"insurance":0,"price":0,"auction":0,"nfip":58,"fema":71,"construction":51,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":5.95270290573635,"hpiDrawdown":0,"phaseConf":38.07722157547535,"population":535,"income":88114,"poverty":6.2,"rentBurden":null,"vacancy":63.45,"renterPct":0,"ownerPct":100,"bachelorsPct":45.3,"medianAge":32.8,"affordability":2.9,"demoStress":38,"homeValue":278100,"housingUnits":450,"hpiStress":null,"hpi3yr":null}}