{"ok":true,"zip":"12966","page":"https://www.dlradar.com/zip-stress-report/12966","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"12966","state":"NY","county":"franklin","composite":24,"structural":54,"activity":7,"foreclosure":0,"mortgage":23,"climate":49,"institutional":52,"insurance":0,"price":0,"auction":0,"nfip":58,"fema":73,"construction":51,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":5.95270290573635,"hpiDrawdown":0,"phaseConf":38.07722157547535,"population":2962,"income":66016,"poverty":18.9,"rentBurden":43.3,"vacancy":17.1,"renterPct":14.48,"ownerPct":85.52,"bachelorsPct":19.4,"medianAge":36.5,"affordability":1.81,"demoStress":28,"homeValue":114600,"housingUnits":1361,"hpiStress":null,"hpi3yr":null}}