{"ok":true,"zip":"12985","page":"https://www.dlradar.com/zip-stress-report/12985","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"12985","state":"NY","county":"clinton","composite":17,"structural":38,"activity":1,"foreclosure":0,"mortgage":4,"climate":70,"institutional":5,"insurance":0,"price":0,"auction":0,"nfip":15,"fema":0,"construction":56,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":4.89366790373867,"hpiDrawdown":0,"phaseConf":36.41814588163745,"population":775,"income":74432,"poverty":19.9,"rentBurden":100,"vacancy":13.76,"renterPct":14.72,"ownerPct":85.28,"bachelorsPct":16.5,"medianAge":50.8,"affordability":2.12,"demoStress":37,"homeValue":157900,"housingUnits":428,"hpiStress":null,"hpi3yr":null}}