{"ok":true,"zip":"13439","page":"https://www.dlradar.com/zip-stress-report/13439","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"13439","state":"NY","county":"otsego","composite":18,"structural":40,"activity":2,"foreclosure":0,"mortgage":7,"climate":69,"institutional":8,"insurance":0,"price":0,"auction":0,"nfip":25,"fema":0,"construction":58,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":6.723242214098569,"hpiDrawdown":0,"phaseConf":40.68758012399739,"population":3667,"income":63681,"poverty":13.5,"rentBurden":24,"vacancy":35.99,"renterPct":21.31,"ownerPct":78.69,"bachelorsPct":29.9,"medianAge":38.2,"affordability":2.89,"demoStress":28,"homeValue":185600,"housingUnits":2148,"hpiStress":0,"hpi3yr":56.82344305798656}}