{"ok":true,"zip":"13488","page":"https://www.dlradar.com/zip-stress-report/13488","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"13488","state":"NY","county":"otsego","composite":17,"structural":38,"activity":2,"foreclosure":0,"mortgage":6,"climate":75,"institutional":3,"insurance":0,"price":0,"auction":0,"nfip":0,"fema":0,"construction":59,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":4.89366790373867,"hpiDrawdown":0,"phaseConf":36.41814588163745,"population":130,"income":61250,"poverty":6.2,"rentBurden":30,"vacancy":43.75,"renterPct":13.89,"ownerPct":86.11,"bachelorsPct":19.3,"medianAge":58.8,"affordability":1.47,"demoStress":24,"homeValue":93000,"housingUnits":118,"hpiStress":null,"hpi3yr":null}}