{"ok":true,"zip":"13685","page":"https://www.dlradar.com/zip-stress-report/13685","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"13685","state":"NY","county":"jefferson","composite":23,"structural":49,"activity":5,"foreclosure":0,"mortgage":18,"climate":66,"institutional":51,"insurance":0,"price":0,"auction":0,"nfip":53,"fema":71,"construction":14,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":11.41302544706546,"hpiDrawdown":0,"phaseConf":100,"population":2234,"income":85195,"poverty":11.3,"rentBurden":26.7,"vacancy":26.52,"renterPct":39.87,"ownerPct":60.13,"bachelorsPct":42.4,"medianAge":45.4,"affordability":3.36,"demoStress":29,"homeValue":283400,"housingUnits":1525,"hpiStress":16,"hpi3yr":12.44698040799838}}