{"ok":true,"zip":"18509","page":"https://www.dlradar.com/zip-stress-report/18509","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"18509","state":"PA","county":"lackawanna","composite":25,"structural":57,"activity":2,"foreclosure":0,"mortgage":8,"climate":89,"institutional":17,"insurance":0,"price":0,"auction":0,"nfip":77,"fema":0,"construction":62,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":7.36838628707312,"hpiDrawdown":0,"phaseConf":40.86437883173495,"population":13268,"income":52206,"poverty":18.6,"rentBurden":45,"vacancy":13.48,"renterPct":52.96,"ownerPct":47.04,"bachelorsPct":28.5,"medianAge":38.3,"affordability":3.38,"demoStress":35,"homeValue":183700,"housingUnits":5837,"hpiStress":78,"hpi3yr":9.49981914948587}}