{"ok":true,"zip":"21520","page":"https://www.dlradar.com/zip-stress-report/21520","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"21520","state":"MD","county":"garrett","composite":10,"structural":25,"activity":4,"foreclosure":0,"mortgage":13,"climate":16,"institutional":17,"insurance":0,"price":0,"auction":0,"nfip":77,"fema":0,"construction":23,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":5.34557539570777,"hpiDrawdown":0,"phaseConf":37.782006916099434,"population":2327,"income":63631,"poverty":7.9,"rentBurden":21.3,"vacancy":17.61,"renterPct":20.9,"ownerPct":79.1,"bachelorsPct":28.5,"medianAge":39.4,"affordability":4.33,"demoStress":29,"homeValue":298600,"housingUnits":978,"hpiStress":0,"hpi3yr":35.13752122241087}}