{"ok":true,"zip":"40815","page":"https://www.dlradar.com/zip-stress-report/40815","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"40815","state":"KY","county":"harlan","composite":24,"structural":51,"activity":8,"foreclosure":0,"mortgage":26,"climate":61,"institutional":65,"insurance":0,"price":0,"auction":0,"nfip":70,"fema":92,"construction":0,"supreme":0,"platinum":0,"avg_distress":null,"phase":"EXPANSION","hpiYoy":5.31497270441023,"hpiDrawdown":0,"phaseConf":33.31680822514945,"population":815,"income":44453,"poverty":12.5,"rentBurden":null,"vacancy":35.49,"renterPct":15.94,"ownerPct":84.06,"bachelorsPct":27.7,"medianAge":46.4,"affordability":1.48,"demoStress":34,"homeValue":69900,"housingUnits":576,"hpiStress":null,"hpi3yr":null}}