{"ok":true,"zip":"45405","page":"https://www.dlradar.com/zip-stress-report/45405","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"45405","state":"OH","county":"montgomery","composite":24,"structural":54,"activity":2,"foreclosure":0,"mortgage":8,"climate":92,"institutional":18,"insurance":0,"price":0,"auction":0,"nfip":78,"fema":0,"construction":43,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":4.58868099582496,"hpiDrawdown":0,"phaseConf":26.56434474616295,"population":19322,"income":41901,"poverty":26,"rentBurden":33.7,"vacancy":24.19,"renterPct":66.2,"ownerPct":33.8,"bachelorsPct":19.1,"medianAge":38.6,"affordability":1.77,"demoStress":33,"homeValue":84200,"housingUnits":11695,"hpiStress":5,"hpi3yr":19.39375017739051}}