{"ok":true,"zip":"45409","page":"https://www.dlradar.com/zip-stress-report/45409","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"45409","state":"OH","county":"montgomery","composite":24,"structural":54,"activity":2,"foreclosure":0,"mortgage":8,"climate":92,"institutional":18,"insurance":0,"price":0,"auction":0,"nfip":78,"fema":0,"construction":43,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":4.58868099582496,"hpiDrawdown":0,"phaseConf":26.56434474616295,"population":15677,"income":84000,"poverty":18.6,"rentBurden":42.2,"vacancy":11.34,"renterPct":29.26,"ownerPct":70.74,"bachelorsPct":64.7,"medianAge":20.9,"affordability":2.75,"demoStress":26,"homeValue":249000,"housingUnits":3372,"hpiStress":17,"hpi3yr":17.78350031014455}}