{"ok":true,"zip":"49099","page":"https://www.dlradar.com/zip-stress-report/49099","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"49099","state":"MI","county":"st. joseph","composite":12,"structural":26,"activity":1,"foreclosure":0,"mortgage":5,"climate":57,"institutional":5,"insurance":0,"price":0,"auction":0,"nfip":12,"fema":0,"construction":24,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":4.5689567109638265,"hpiDrawdown":0,"phaseConf":26.20374632914291,"population":5699,"income":62147,"poverty":13.7,"rentBurden":52.4,"vacancy":14.05,"renterPct":23.58,"ownerPct":76.42,"bachelorsPct":12.1,"medianAge":44.5,"affordability":2.77,"demoStress":32,"homeValue":176800,"housingUnits":2820,"hpiStress":63,"hpi3yr":9.47198348405628}}