{"ok":true,"zip":"49445","page":"https://www.dlradar.com/zip-stress-report/49445","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"49445","state":"MI","county":"muskegon","composite":28,"structural":62,"activity":1,"foreclosure":0,"mortgage":3,"climate":70,"institutional":45,"insurance":0,"price":0,"auction":0,"nfip":56,"fema":59,"construction":73,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":2.1198253642628,"hpiDrawdown":0,"phaseConf":41.76284517397625,"population":21090,"income":80514,"poverty":6.9,"rentBurden":30,"vacancy":8.89,"renterPct":10.68,"ownerPct":89.32,"bachelorsPct":28.6,"medianAge":44.1,"affordability":2.61,"demoStress":23,"homeValue":232200,"housingUnits":8980,"hpiStress":10,"hpi3yr":27.06186108020739}}