{"ok":true,"zip":"93440","page":"https://www.dlradar.com/zip-stress-report/93440","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"93440","state":"CA","county":"santa barbara","composite":26,"structural":56,"activity":5,"foreclosure":0,"mortgage":18,"climate":99,"institutional":42,"insurance":0,"price":0,"auction":0,"nfip":92,"fema":40,"construction":0,"supreme":0,"platinum":0,"avg_distress":null,"phase":"PEAK","hpiYoy":2.09141610087294,"hpiDrawdown":-0.1502005968497401,"phaseConf":23.06027082977027,"population":896,"income":53673,"poverty":3.9,"rentBurden":8.9,"vacancy":27.15,"renterPct":20.57,"ownerPct":79.43,"bachelorsPct":16.7,"medianAge":71,"affordability":12.52,"demoStress":45,"homeValue":831300,"housingUnits":697,"hpiStress":7,"hpi3yr":38.16088635461402}}