{"ok":true,"zip":"95312","page":"https://www.dlradar.com/zip-stress-report/95312","license":"Free to cite with attribution to DLRadar (dlradar.com)","data":{"zip":"95312","state":"CA","county":"merced","composite":25,"structural":56,"activity":0,"foreclosure":0,"mortgage":0,"climate":96,"institutional":16,"insurance":0,"price":0,"auction":0,"nfip":68,"fema":0,"construction":53,"supreme":0,"platinum":0,"avg_distress":null,"phase":"CONTRACTION","hpiYoy":-1.0575949704299643,"hpiDrawdown":-3.334027380146791,"phaseConf":16.798642061610053,"population":193,"income":null,"poverty":0,"rentBurden":0,"vacancy":0,"renterPct":39.06,"ownerPct":60.94,"bachelorsPct":9.9,"medianAge":53.7,"affordability":null,"demoStress":44,"homeValue":null,"housingUnits":73,"hpiStress":null,"hpi3yr":null}}