ZIP
01038
MA · County 25015 · pop 2,534 (population)
22.7
Opportunity Index
WEAKNational rank #33273
Why This ZIP
ZIP 01038 ranks #33273 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 34.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 01038 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 25015 — ZIP 01038 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 25015 — ZIP 01038 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 25015 — ZIP 01038 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 10.0 |
| Property Stress | 8.0 |
| Vacancy | 5.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 35.5 |
| Construction Pressure | 0.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#33273
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp34.5
Pulse score14.8
Signal Breakdown — 10 Categories
Vacancy
5.1
Auction / REO
—
Construction Pressure
0.6
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
35.5
Insurance Distress
0.0
Foreclosure / Delinquency
10.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
5.1%
Bank Score
35.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 01038 | 14.8 | 7.0 | 0.0 | — |
| County 25015 | 22.6 | 6.9 | 0.0 | 10.6 |
| MA state avg | 26.3 | 11.9 | 0.0 | 14.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 01050 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 8 |
| 01070 | 27.8 | WEAK | VACANCY | 32 | 8 |
| 01082 | 27.6 | WEAK | BANK_INSTITUTIONAL | 25 | 9 |
| 01096 | 27.5 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 01011 | 26.7 | WEAK | VACANCY | — | 8 |
| 01033 | 26.6 | WEAK | BANK_INSTITUTIONAL | — | 8 |
| 01026 | 26.2 | WEAK | VACANCY | — | 9 |
| 01075 | 25.8 | WEAK | BANK_INSTITUTIONAL | 27 | 8 |
| 01012 | 25.7 | WEAK | VACANCY | — | 8 |
| 01032 | 25.7 | WEAK | VACANCY | — | 8 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/01038
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.