Terms of Service

These Terms of Service are an agreement between you and DLRadar Inc., Sheridan, Wyoming, United States (“DLRadar”, “we”). By creating an account, completing a purchase, or using DLRadar, you agree to these Terms, our Disclaimer, and our Privacy Policy, which are incorporated by reference. If you do not agree, do not use the service.

Eligibility and business use

You must be at least 18 years old and able to form a binding contract. DLRadar is a professional research tool for real-estate, lending, and investment professionals and is licensed for your own internal business purposes, not for personal, family, or household purposes.

Subscription access

DLRadar is a subscription service. Access to gated products and data requires an active paid plan. Plans, prices, and included Stress Points are described on our pricing and billing terms pages.

Subscription and renewal

• DLRadar does not offer a free trial. The live board at dlradar.com is a free public view of aggregate data and requires no account.
• A subscription starts when checkout is completed; the first charge is the selected plan’s monthly amount, made at checkout.
• Subscriptions renew automatically each month on the calendar day the subscription was created, until canceled.

Stress Points

Each plan includes a monthly allowance of Stress Points used to unlock properties. Every property has a point value: a record with no active distress signal is 0.25 points; a lead is 10 points per active distress signal plus 5 points per tax year owed (maximum 100). Additional points can be purchased at $0.40 per point in Account activity; purchased points are non-refundable and remain on your account while it is open. See billing terms for details.

User responsibility

DLRadar provides intelligence, scoring, research, and workflow infrastructure. DLRadar does not provide investment, legal, lending, brokerage, accounting, tax, or financial advice. No score, ranking, label, report, or workflow output is a recommendation to buy, sell, finance, or close any transaction. You are solely responsible for evaluating opportunities and making your own acquisition decisions, and for complying with all applicable laws.

No guarantee of outcomes

DLRadar makes no guarantee of any investment, funding, acquisition, profit, or other financial outcome. Information is provided for informational and research purposes only.

Acceptable use

• Do not scrape, resell, or redistribute the platform’s data or outputs except as expressly permitted.
• Do not attempt to bypass authentication, access controls, billing, or rate limits.
• Do not use the service for unlawful purposes or to harass, defraud, or harm others.
• Do not share account credentials; access is per-account.

Public data limitations

Intelligence is derived from public datasets and public records that may contain errors, omissions, or delays, and that change over time. DLRadar does not warrant the accuracy, completeness, or timeliness of any underlying public data, and figures should be independently verified before you act.

Service changes, suspension and termination

We may change, suspend or discontinue the service or any part of it, and we may suspend or terminate any account, at any time, with or without notice and with or without cause, including (without limitation) accounts that violate these terms, abuse the service, or charge back valid payments. You may cancel at any time; cancellation stops future renewals. Any refund is governed solely by our refund & cancellation policy.

Your data, the Workstation and your devices

The DLRadar Workstation stores your documents, profiles, contacts and the settings and credentials of accounts you connect (for example your email, mailing, document, payment, banking or lender services) on your own device. You are solely responsible for that device, its security and for backing up your data. DLRadar is not responsible for any loss, corruption, deletion, exposure or unavailability of data, whether stored on your device or in the service, including after suspension, termination or discontinuation of the service.

Misuse and third-party services you connect

DLRadar is not responsible for any use or misuse of the service or of its data by you or by any third party. Accounts you connect to the Workstation are your own and are governed by their providers' terms; messages, documents, payments and other actions sent through them are yours alone. DLRadar provides data and software only: it does not hold or move funds, does not arrange or broker funding or any transaction, charges no deal fees, commissions or referral fees, and offers no bank, payment, escrow, wire or fraud protection. Lenders, closing providers and other parties shown in DLRadar are listings from public records, not vetted or endorsed. Buyer beware: verify every party, document and payment independently.

Data list purchases

These rules apply to every data list file you buy, one-time or by subscription, and you accept them at checkout. Payment, cancellation and the no-refund rule are in the Refund Policy.

• As-of date. Every file reflects its sources on the as-of date printed in the file. Public records change daily; anything after that date is not in the file.
• Source records as published. Rows come from public sources (county clerks, property appraisers, tax collectors, the Florida Department of Revenue tax roll, federal agencies). Errors, omissions and delays in those sources carry into the file. DLRadar does not inspect properties or verify each record.
• The official source is the authority. Confirm with the clerk, tax collector or agency named in the row before you act. Sale dates, judgment amounts and maximum bids change and sales are often cancelled or postponed; the official record governs.
• Blank means not published or not matched, not "none", "zero" or "no". A blank lien column does not mean a property has no liens.
• Matches are probabilistic. Links between a court case or listing and a parcel are made by parcel number or by owner name; a name match can be wrong. Verify the parcel before relying on it.
• Scores, bands and estimates are model outputs. Distress scores, severity bands, equity estimates, absentee and out-of-state flags, motivated-seller indicators and any value derived by DLRadar are estimates, not facts, not an appraisal and not a valuation for lending.
• Owner names and mailing addresses are as recorded on the tax roll or the source record and may be out of date (for example after a sale, a death or a move).
• Permitted use. A file may be used for internal business research, marketing and decisions by the people in the buyer's own organization. It may not be resold, sublicensed, published, shared, uploaded to a shared database or marketplace, given to anyone else in whole or in substantial part, or used to build a competing data product.
• Liability for a file is limited to the amount paid for that file (or, for a subscription, for the month in which the claim arose), in addition to the limits below.

Limitation of liability

To the maximum extent permitted by law, DLRadar and its operators are not liable for any indirect, incidental, special, consequential, or punitive damages, or for any lost profits, lost opportunities, or decisions made in reliance on the platform. The service is provided “as is” and “as available” without warranties of any kind. Our total liability for any claim is limited to the amounts you paid to DLRadar in the three months preceding the claim.

Licence to the data and ownership

Subject to these Terms, DLRadar grants you a limited, revocable, non-exclusive, non-transferable licence to access the platform and to use its data and outputs for your own internal business purposes. All scores, indices, labels, rankings, models, compilations, software, and content are owned by DLRadar or its licensors and are protected by copyright, database, and trade-secret law. Public records remain the property of their source agencies. You may not resell, sublicense, publish, scrape, mirror, or redistribute the data or outputs, build a competing dataset from them, or remove any notice, except as expressly permitted in writing or as a purchased list allows for your own outreach.

Not advice; model outputs; no reliance

Every score, index, tier, label, market-condition term (such as “strong buyers market”, “buyers market”, “high risk”, “opportunity”), estimate, list, and report on DLRadar is the output of a published formula applied to public data. These outputs describe conditions in the data; they are not investment, legal, lending, brokerage, accounting, tax, insurance, or financial advice, are not tailored to you, and are not a recommendation, offer, or solicitation to buy, sell, finance, lease, or close any transaction. Figures labeled as values, target prices, after-repair values, replacement costs, or yields are automated estimates, not appraisals, and were not prepared by a licensed appraiser. Historical and back-tested performance figures are hypothetical, computed with hindsight, and not indicative of future results. DLRadar is not a licensed broker, lender, appraiser, attorney, or insurance producer. You agree that you are not relying on DLRadar for any decision and that all decisions, due diligence, and compliance are yours. See our Disclaimer.

Not a consumer reporting agency

DLRadar is not a consumer reporting agency and nothing on DLRadar is a consumer report under the Fair Credit Reporting Act (FCRA) or similar state laws. You may not use the platform, its data, lists, or directories, in whole or in part, to determine any individual’s eligibility for credit, insurance, employment, housing or tenancy, or for any other purpose covered by the FCRA.

Contacting people who appear in the data

• You are solely responsible for complying with the Telephone Consumer Protection Act, the Telemarketing Sales Rule, federal and state Do-Not-Call rules, CAN-SPAM, and all state telemarketing, privacy, and anti-spam laws when you call, text, mail, or email anyone identified through DLRadar. DLRadar does not screen lists against Do-Not-Call registries.
• You will comply with the Fair Housing Act and state fair-housing laws and will not use any demographic, census, or neighborhood data on DLRadar to discriminate in any housing-related activity.
• You will honor any request from a person in the data to stop contacting them, and you will not use the data to harass, intimidate, or defame anyone.

Indemnification

You will defend, indemnify, and hold harmless DLRadar, its affiliates, and their officers, directors, employees, and contractors from any claim, loss, liability, and expense (including reasonable attorneys’ fees) arising out of your use of the platform or its data, your outreach to any person identified through it, your violation of these Terms or of any law, or any decision or transaction you make in reliance on the platform.

Governing law and disputes

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law rules. Any dispute arising out of or relating to these Terms or the platform will be brought exclusively in the state or federal courts located in Sheridan County, Wyoming, and you consent to their jurisdiction. To the extent permitted by law, disputes will be resolved on an individual basis and not as a plaintiff or class member in any class, consolidated, or representative proceeding. Any claim must be brought within one year after it arises.

Changes to these terms

We may update these Terms, the Disclaimer, and the Privacy Policy. The effective date and version appear at the top of each page. When a change is material we will show a notice in the platform and ask you to accept the new version; continued use after the effective date constitutes acceptance. Each acceptance is recorded with the version, date, and connection details.

General

These Terms, together with the Disclaimer, Privacy Policy, Cookie Policy, Billing Terms, and Refund Policy, are the entire agreement between you and DLRadar about the platform. If any provision is held unenforceable, the remainder stays in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms; we may assign them to a successor. We are not liable for delays or failures caused by events beyond our reasonable control, including outages of public data sources.

Contact

Questions about these terms: support@dlradar.com.