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Where distress is building, which way the cycle is turning, and what is live now.

Most Distressed ZIP Codes in America

DLRadar's 2026 U.S. property-distress report — every U.S. ZIP code scored 0-100 from foreclosure, mortgage, tax, climate and institutional signals, so you can find the markets with the most distressed-property opportunity.

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Live sampleSample: distressed properties in these ZIPs
ZIPStateScore🔒 Top Distressed Property🔒 Parcel ID
33947Florida66
33954Florida66
33952Florida66
33982Florida66
34224Florida66
33953Florida66
33950Florida66
33946Florida66
33980Florida66
33981Florida66
33948Florida66
33983Florida66
33955Florida66
33957Florida54
33967Florida54
33965Florida54
33956Florida54
33973Florida54
33972Florida54
33991Florida54
33976Florida54
33974Florida54
33993Florida54
33966Florida54
33990Florida54
Unlock the properties inside each ZIP
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33,643
U.S. ZIP codes scored
22/100
National avg distress
88
High-distress ZIPs (50+)
50
States + DC covered

Deterministic public-record scoring, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com).

Most distressed states in America

Average composite ZIP distress by state. Open a state for county- and ZIP-level detail.

#StateAvg distressZIPs scored
1Florida361,013
2Hawaii3497
3South Carolina31424
4North Carolina30853
5Louisiana30539
6Washington28605
7Arizona28417
8California271,802
9Texas261,989
10Alabama26656
11New Jersey26598
12Rhode Island2681
13Kentucky25780
14Georgia25751
15Oregon25428

Most distressed ZIP codes right now

Composite stress score (0-100). Open any ZIP for its full stress report.

ZIPStateComposite stress
33947Florida66
33954Florida66
33952Florida66
33982Florida66
34224Florida66
33953Florida66
33950Florida66
33946Florida66
33980Florida66
33981Florida66
33948Florida66
33983Florida66
33955Florida66
33957Florida54
33967Florida54
33965Florida54
33956Florida54
33973Florida54
33972Florida54
33991Florida54
33976Florida54
33974Florida54
33993Florida54
33966Florida54
33990Florida54

From distressed ZIP to distressed property

Each ZIP stress report breaks down every stress dimension and teases the inventory inside it. A DLRadar plan unlocks the actual distressed properties - with scores, signals, and acquisition tools.

How distressed ZIP codes work

What makes a ZIP code distressed?

DLRadar combines every housing-stress signal in a ZIP - foreclosure and pre-foreclosure activity, mortgage delinquency, tax delinquency, code and lien filings, climate and insurance pressure, and institutional risk - into a single composite stress score from 0 to 100. Higher means more distress, and more distressed-property opportunity.

How do I find the best ZIP codes for distressed properties?

Start with the highest composite-stress ZIPs below, then open each ZIP's stress report to see which specific signals are driving it. The right ZIP depends on your strategy - foreclosure buyers, tax-lien investors, and rehabbers each weight the signals differently.

Is this nationwide?

Yes - DLRadar scores tens of thousands of U.S. ZIP codes every month. The composite score is modeled from public-record and economic signals, normalized so ZIPs are comparable across states.

What do I get when I open a ZIP?

Each ZIP stress report shows the full breakdown of stress dimensions plus a teaser of the distressed-property inventory inside it. The exact properties - owner, address, parcel - unlock with a DLRadar plan.

FREEEvery bundle opens free for a week with nothing to pay.

See the opportunity. Back it with capital. Close.

The number here is a filter. What makes it actionable is the owner, the lienholder, the money and the close.

Look through every module with real data. A plan adds who owns it and the export button. One 60-minute exploration per customer, no card required.

STEP 1
Surface new signals
STEP 2
Qualify the parcel
STEP 3
Package the acquisition
STEP 4
Secure the capital
Refreshed from public filings Same model in every county Rules-based, not generative Every score traces to a public record

Explore the rest of the DLRadar intelligence stack

Work from the top down: cycle, then credit, then coverage, then the individual property and who owns it.

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