ZIP 33990 Foreclosure, Tax-Lien & Distress Report

ZIP 33990's composite property-distress score is 54/100 - DLRadar classes that as high for Lee County, Florida. Structurally it carries 90/100, against 10/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (94/100). The pressure is most legible in structural risk (90/100), institutional ownership (84/100), construction/permit lag (80/100). On the quiet end sit mortgage stress (35/100) and price dislocation (25/100).

Prices here sit in a contraction phase: values fell 1.4% over the trailing year, 8.9% off the recent peak, and 7% lower over three years, at 37/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

Population is roughly 35,428 with a median age of 49. The ZIP holds roughly 15,872 housing units. The tenure split is 71% owner-occupied to 29% rented. Around 62% of renters are cost-burdened. The vacancy rate is 12.1% — elevated. The demographic-stress sub-score lands at 39/100. Home values center near $353,500, an affordability ratio of 4.7×. Median household income is $70,278, near the U.S. median near $78,000. 14.7% of residents fall below the poverty threshold. Around 24% of adults hold a bachelor's degree or higher.

On the whole, 33990 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 33990 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 33990 runs through one identical public-record model, so its 54/100 sits on the same scale as every other ZIP in Lee County, Florida and the nation. Where the public record is thin for 33990, the field stays empty rather than modeled, and fills in as new documents post.

The 54/100 for 33990 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 33990 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.