ZIP 33904 Foreclosure, Tax-Lien & Distress Report

ZIP 33904's composite property-distress score is 54/100 - DLRadar classes that as high for Lee County, Florida. Climate and flood risk are elevated too — climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (94/100). Latent structural risk is 90/100 while live distress already moving reads 10/100. The most distinctive pressure shows up in structural risk (90/100), institutional ownership (84/100), construction/permit lag (80/100). On the quiet end sit mortgage stress (35/100) and price dislocation (25/100).

The contraction-phase market in 33904 posted values that fell 1.4% over the year, 8.9% off the recent peak, and 8% lower over three years, at 37/100 phase confidence. A cooling market tends to open discount-to-value windows.

At $66,933, median income runs below typical U.S. levels. The poverty rate is 8.6%. On demographic stress specifically, 33904 scores 38/100. Around 57% of renters are cost-burdened. Owners hold 77% of homes, renters 23%. Vacancy runs 27.5%, above the national norm and a classic distress-and-opportunity signal. Around 29% of adults hold a bachelor's degree or higher. The typical home is worth about $383,000 (5.2× income). The ZIP holds roughly 20,276 housing units. 32,925 residents call 33904 home, typically aged 59.

Taken together, 33904 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. DLRadar currently tracks 22 individual distressed properties in 33904, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

Big metro or rural, 33904 runs through one identical public-record model, so its 54/100 sits on the same scale as every other ZIP in Lee County, Florida and the nation. The score is rebuilt from public data as it updates, so 33904 reflects the current record instead of a stale or modeled snapshot.

33904's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 33904 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.