ZIP 33903 Foreclosure, Tax-Lien & Distress Report

ZIP 33903's composite property-distress score is 54/100 - DLRadar classes that as high for Lee County, Florida. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (94/100). The sharpest non-environmental signals are structural risk (90/100), institutional ownership (84/100), construction/permit lag (80/100). On the quiet end sit mortgage stress (35/100) and price dislocation (25/100). Structural exposure scores 90 and live distress 10 on the 0–100 scale.

The market reads contraction — home values fell 1.4% year on year, 8.9% off the recent peak, and 4% lower over three years (phase confidence 37/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

About 23,199 people live here, median age 63. About 24% have a four-year degree. A median home runs $152,300 here, or 2.4 times local income. 83% of housing is owner-occupied. Vacancy runs 24.2%, above the national norm and a classic distress-and-opportunity signal. Roughly 15.3% live below the poverty line. The ZIP holds roughly 15,791 housing units. The demographic-stress sub-score lands at 27/100. Households earn a median $56,317 — below the roughly $78,000 national figure. Around 36% of renters are cost-burdened.

Net-net, 33903 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 33903 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 33903's 54/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 33903, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 33903 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 54/100 roll-up. In workflow terms, 33903 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.