ZIP 34135 Foreclosure, Tax-Lien & Distress Report

Lee County, Florida's ZIP 34135 registers 54/100 composite distress, which DLRadar reads as high. Climate and flood risk are elevated too — climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (97/100). Property-level stress concentrates in structural risk (90/100), institutional ownership (85/100), construction/permit lag (76/100). mortgage stress (35/100) and price dislocation (25/100) stay muted. Latent structural risk is 90/100 while live distress already moving reads 10/100.

The contraction-phase market in 34135 posted values that fell 1.4% over the year, 8.7% off the recent peak, and 7% higher over three years (phase confidence 37/100). Falling values surface more motivated sellers and below-market exits.

Home values center near $461,200, an affordability ratio of 4.8×. Median household income is $86,731, near the U.S. median near $78,000. Population is roughly 46,983 with a median age of 59. 80% of housing is owner-occupied. The vacancy rate is 34.0% — elevated. Around 39% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened. There are about 31,755 housing units across 34135. The demographic-stress sub-score lands at 34/100. The poverty rate is 9.2%.

On the whole, 34135 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 34135 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 34135's 54/100 can be lined up against any neighbor in Lee County, Florida or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 34135, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

34135's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 34135 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.