ZIP 34108 Property Distress & Foreclosure Data

ZIP code 34108 in Collier County, Florida carries a composite property-distress score of 52/100 — a high reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (92/100). What sets it apart are the readings on structural risk (87/100), institutional ownership (74/100), construction/permit lag (73/100). mortgage stress (32/100) and price dislocation (25/100) stay muted. Structural exposure scores 87 and live distress 10 on the 0–100 scale.

Prices here sit in a contraction phase: values fell 3.9% over the trailing year, 3.9% off the recent peak, and 9% higher over three years, at 72/100 phase confidence. Falling values surface more motivated sellers and below-market exits.

Vacancy runs 44.4%, above the national norm and a classic distress-and-opportunity signal. Owners hold 86% of homes, renters 14%. Home values center near $1,022,000, an affordability ratio of 8.1× — stretched. Rent burden reaches 39% of tenant households. 5.1% of residents fall below the poverty threshold. Educational attainment sits at 62% bachelor's-or-above. There are about 15,215 housing units across 34108. DLRadar's demographic-stress index for the area reads 41/100. 16,549 residents call 34108 home, typically aged 68. Median household income is $120,187, above the U.S. median near $78,000.

Taken together, 34108 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.