ZIP 34105 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 34105 (Collier County, Florida) at a moderate 37/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (92/100)). Structural risk reads 80/100 against active distress of 10/100. The most distinctive pressure shows up in structural risk (80/100), institutional ownership (74/100), construction/permit lag (47/100). mortgage stress (32/100) stay muted.

The market reads recovery — home values held roughly flat year on year, 1.3% off the recent peak, and 8% lower over three years (phase confidence 5/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. Owners hold 67% of homes, renters 33%. At $94,702, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 36/100. 16,102 residents call 34105 home, typically aged 60. About 52% have a four-year degree. Around 48% of renters are cost-burdened. A median home runs $594,000 here, or 5.4 times local income. The vacancy rate is 32.3% — elevated. The ZIP holds roughly 11,932 housing units.

Taken together, 34105 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 34105 at the moment; the composite and its components are still built from verifiable public records.

The 34105 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 34105 stays directly comparable to neighboring ZIPs and the rest of Collier County, Florida. Where the public record is thin for 34105, the field stays empty rather than modeled, and fills in as new documents post.

Behind 34105's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 34105 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.