ZIP 34112 Foreclosure, Tax-Lien & Distress Report

ZIP code 34112 in Collier County, Florida carries a composite property-distress score of 52/100 — a high reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (92/100). On the structural side it scores 87/100, with 10/100 of stress already active. What sets it apart are the readings on structural risk (87/100), institutional ownership (74/100), construction/permit lag (73/100). By contrast, mortgage stress (32/100) and price dislocation (25/100) register low.

The market reads contraction — home values fell 3.9% year on year, 3.9% off the recent peak, and 36% higher over three years (phase confidence 72/100). A cooling market tends to open discount-to-value windows.

Households earn a median $68,838 — near the roughly $78,000 national figure. About 25,946 people live here, median age 64. Roughly 12.0% live below the poverty line. On demographic stress specifically, 34112 scores 35/100. Around 50% of renters are cost-burdened. About 35% have a four-year degree. The tenure split is 77% owner-occupied to 23% rented. The ZIP holds roughly 20,984 housing units. The vacancy rate is 36.0% — elevated. A median home runs $336,600 here, or 4.3 times local income.

Net-net, 34112 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 1 individual distressed properties in 34112, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.