ZIP 34138 Foreclosure, Tax-Lien & Distress Report

In Collier County, Florida, ZIP 34138 scores 37 of 100 for composite distress, a moderate level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (98/100). The latent-versus-live split is 82/100 structural and 10/100 already moving. Leading the profile are structural risk (82/100), institutional ownership (75/100), construction/permit lag (49/100). On the quiet end sit mortgage stress (32/100).

The market reads recovery — home values held roughly flat year on year, 1.3% off the recent peak, at 5/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $95,712, above the U.S. median near $78,000. 84% of housing is owner-occupied. 0.0% of residents fall below the poverty threshold. Rent burden reaches 0% of tenant households. Vacancy runs 47.6%, above the national norm and a classic distress-and-opportunity signal. About 0% have a four-year degree. Population is roughly 911 with a median age of 45. There are about 609 housing units across 34138. On demographic stress specifically, 34138 scores 25/100. Home values center near $219,900, an affordability ratio of 2.3× — accessible.

Net-net, 34138 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 34138 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 34138's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 34138 shows blanks, not estimates, wherever the record is sparse.

34138's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 34138 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.