ZIP 34145 Foreclosure, Tax-Lien & Distress Report

In Collier County, Florida, ZIP 34145 scores 37 of 100 for composite distress, a moderate level on DLRadar's distress index. Environmental exposure also runs high (climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (98/100)). Latent structural risk is 82/100 while live distress already moving reads 10/100. Leading the profile are structural risk (82/100), institutional ownership (75/100), construction/permit lag (49/100). By contrast, mortgage stress (32/100) register low.

The market reads recovery — home values held roughly flat year on year, 1.3% off the recent peak, and 2% higher over three years, at 5/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $104,105 — above the roughly $78,000 national figure. The poverty rate is 6.3% — low. Rent burden reaches 55% of tenant households. The ZIP holds roughly 18,500 housing units. The tenure split is 90% owner-occupied to 10% rented. About 15,998 people live here, median age 68. Educational attainment sits at 48% bachelor's-or-above. On demographic stress specifically, 34145 scores 46/100. A median home runs $896,300 here, or 8.3 times local income. Vacancy runs 54.3%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 34145 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 34145 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 34145's 37/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 34145, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 34145 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. In workflow terms, 34145 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.