ZIP 34103 Property Distress & Foreclosure Data

ZIP code 34103 in Collier County, Florida carries a composite property-distress score of 52/100 — a high reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (87/100), institutional ownership (74/100), construction/permit lag (73/100). By contrast, mortgage stress (32/100) and price dislocation (25/100) register low. The latent-versus-live split is 87/100 structural and 10/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (92/100).

The market reads contraction — home values fell 3.9% year on year, 3.9% off the recent peak, and 5% higher over three years (phase confidence 72/100). A cooling market tends to open discount-to-value windows.

Households earn a median $115,262 — above the roughly $78,000 national figure. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. A median home runs $950,900 here, or 8.1 times local income. The tenure split is 87% owner-occupied to 13% rented. On demographic stress specifically, 34103 scores 45/100. The vacancy rate is 47.0% — elevated. About 59% have a four-year degree. About 11,289 people live here, median age 64. Around 60% of renters are cost-burdened. The ZIP holds roughly 10,385 housing units.

Net-net, 34103 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.