ZIP 34103 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 34103 (Collier County, Florida) returns a moderate composite of 37/100. The most distinctive pressure shows up in structural risk (80/100), institutional ownership (74/100), construction/permit lag (47/100). By contrast, mortgage stress (32/100) register low. On the structural side it scores 80/100, with 10/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (99/100), FEMA disaster exposure (99/100), flood (NFIP) exposure (92/100).

Prices here sit in a recovery phase: values held roughly flat over the trailing year, 1.3% off the recent peak, and 5% higher over three years (phase confidence 5/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $115,262, above the U.S. median near $78,000. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $950,900 (8.1× income, severely stretched). 87% of housing is owner-occupied. On demographic stress specifically, 34103 scores 45/100. Vacancy runs 47.0%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 59% bachelor's-or-above. About 11,289 people live here, median age 64. Rent burden reaches 60% of tenant households. There are about 10,385 housing units across 34103.

Taken together, 34103 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 34103 at the moment; the composite and its components are still built from verifiable public records.

The 34103 read uses the identical public-record model applied coast to coast, which means its 37/100 score means exactly what it means anywhere else, and 34103 stays directly comparable to neighboring ZIPs and the rest of Collier County, Florida. 34103 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 37/100 figure for 34103 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 34103 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.