ZIP 34224 Foreclosure, Tax-Lien & Distress Report

ZIP code 34224 in Charlotte County, Florida carries a composite property-distress score of 66/100 — a high reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: institutional ownership (87/100), structural risk (85/100), insurance pressure (81/100). On the quiet end sit mortgage stress (35/100). It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (96/100), climate & FEMA risk (94/100). Structurally it carries 85/100, against 11/100 of stress already in motion.

The contraction-phase market in 34224 posted values that fell 3.1% over the year, 10.6% off the recent peak, and 2% lower over three years (phase confidence 37/100). Falling values surface more motivated sellers and below-market exits.

Median household income is $56,862, below the U.S. median near $78,000. Vacancy runs 30.9%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 34224 scores 38/100. About 21% have a four-year degree. Around 59% of renters are cost-burdened. Owners hold 81% of homes, renters 19%. The poverty rate is 11.6%. There are about 11,480 housing units across 34224. 15,971 residents call 34224 home, typically aged 64. A median home runs $287,100 here, or 4.6 times local income.

Net-net, 34224 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 2 individual distressed properties in 34224, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 34224's 66/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 34224 reflects the current record instead of a stale or modeled snapshot.

The 66/100 for 34224 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 34224 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.