ZIP 33955 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 33955 (Charlotte County, Florida) at a high 66/100 for overall property distress. The most distinctive pressure shows up in institutional ownership (87/100), structural risk (85/100), insurance pressure (81/100). mortgage stress (35/100) stay muted. On the structural side it scores 85/100, with 11/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), flood (NFIP) exposure (96/100), climate & FEMA risk (94/100).

The contraction-phase market in 33955 posted values that fell 3.1% over the year, 10.8% off the recent peak, and 7% lower over three years (phase confidence 38/100). A cooling market tends to open discount-to-value windows.

Owners hold 91% of homes, renters 9%. Roughly 9.9% live below the poverty line. Rent burden reaches 59% of tenant households. On demographic stress specifically, 33955 scores 34/100. Educational attainment sits at 31% bachelor's-or-above. About 10,503 people live here, median age 64. Median household income is $76,733, near the U.S. median near $78,000. The ZIP holds roughly 7,018 housing units. Vacancy runs 26.4%, above the national norm and a classic distress-and-opportunity signal. A median home runs $376,200 here, or 4.2 times local income.

On the whole, 33955 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 33955 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 33955 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 66/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 33955, the field stays empty rather than modeled, and fills in as new documents post.

33955's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 33955 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.