ZIP 33982 Foreclosure, Tax-Lien & Distress Report

In Charlotte County, Florida, ZIP 33982 scores 66 of 100 for composite distress, a high level on DLRadar's distress index. Its standout signals are institutional ownership (88/100), structural risk (84/100), insurance pressure (81/100). On the quiet end sit mortgage stress (35/100). It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (98/100), climate & FEMA risk (94/100). Structurally it carries 84/100, against 11/100 of stress already in motion.

The contraction-phase market in 33982 posted values that fell 3.2% over the year, 9.3% off the recent peak, and 9% higher over three years, at 38/100 phase confidence. Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

88% of housing is owner-occupied. A median home runs $314,700 here, or 4.2 times local income. Roughly 6.2% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 53% of tenant households. Households earn a median $68,514 — below the roughly $78,000 national figure. About 25% have a four-year degree. Vacancy runs 21.2%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 33982 scores 33/100. Population is roughly 12,543 with a median age of 53. There are about 6,890 housing units across 33982.

Taken together, 33982 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 33982 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 33982 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 66/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 33982 shows as blanks, never estimates, and the score updates on every fresh public filing.

33982's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 33982 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.