ZIP 33946 Property Distress & Foreclosure Data

Charlotte County, Florida's ZIP 33946 registers 76/100 composite distress, which DLRadar reads as very high. The most distinctive pressure shows up in price dislocation (100/100), insurance pressure (98/100), structural risk (91/100). mortgage stress (35/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), flood (NFIP) exposure (96/100), climate & FEMA risk (94/100). The latent-versus-live split is 91/100 structural and 11/100 already moving.

Prices here sit in a contraction phase: values fell 9.3% over the trailing year, 10.9% off the recent peak, and 49% higher over three years (phase confidence 100/100). Falling values surface more motivated sellers and below-market exits.

Median household income is $93,466, above the U.S. median near $78,000. The vacancy rate is 57.8% — elevated. 2.2% of residents fall below the poverty threshold. Educational attainment sits at 45% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 45/100. Home values center near $660,800, an affordability ratio of 6.7×. Owners hold 91% of homes, renters 9%. 2,745 residents call 33946 home, typically aged 63. Around 84% of renters are cost-burdened. The ZIP holds roughly 3,391 housing units.

Taken together, 33946 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.