ZIP 33946 Foreclosure, Tax-Lien & Distress Report

In Charlotte County, Florida, ZIP 33946 scores 66 of 100 for composite distress, a high level on DLRadar's public-record index. Its heaviest discrete signals: institutional ownership (87/100), structural risk (85/100), insurance pressure (81/100). By contrast, mortgage stress (35/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (96/100), climate & FEMA risk (94/100). The split runs 85/100 structural to 11/100 active on the ground.

Prices here sit in a contraction phase: values fell 3.2% over the trailing year, 10.9% off the recent peak, and 49% higher over three years (phase confidence 38/100). A cooling market tends to open discount-to-value windows.

At $93,466, median income runs above typical U.S. levels. Vacancy runs 57.8%, above the national norm and a classic distress-and-opportunity signal. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 45% bachelor's-or-above. On demographic stress specifically, 33946 scores 45/100. Home values center near $660,800, an affordability ratio of 6.7×. Owners hold 91% of homes, renters 9%. About 2,745 people live here, median age 63. Around 84% of renters are cost-burdened. The ZIP holds roughly 3,391 housing units.

Taken together, 33946 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 33946 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 33946 runs hot or quiet, its 66/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 33946 can be compared directly against any other ZIP in Charlotte County, Florida or nationwide. Sparse data for 33946 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 66/100 figure for 33946 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 33946 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.