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ZIP 33981 Foreclosure, Tax-Lien & Distress Report

Charlotte County, Florida · High Vacancy market

DLRadar grades ZIP 33981 (Charlotte County, Florida) at a high 66/100 for overall property distress. Structural risk reads 85/100 against active distress of 11/100. Climate and flood risk are elevated too — FEMA disaster exposure (99/100), flood (NFIP) exposure (96/100), climate & FEMA risk (94/100). The sharpest non-environmental signals are institutional ownership (87/100), structural risk (85/100), insurance pressure (81/100). mortgage stress (35/100) stay muted.

Prices here sit in a contraction phase: values fell 3.2% over the trailing year, 10.9% off the recent peak, and 5% lower over three years, at 38/100 phase confidence. A cooling market tends to open discount-to-value windows.

The ZIP holds roughly 8,523 housing units. At $71,266, median income runs near typical U.S. levels. Population is roughly 14,468 with a median age of 61. The vacancy rate is 18.8% — elevated. Owners hold 90% of homes, renters 10%. Around 27% of adults hold a bachelor's degree or higher. Rent burden reaches 33% of tenant households. The poverty rate is 8.6%. The typical home is worth about $386,800 (5.0× income). DLRadar's demographic-stress index for the area reads 32/100.

On the whole, 33981 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 1 individual distressed properties in 33981, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The number is not local guesswork: 33981's 66/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 33981 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 33981 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 66/100 roll-up. The point of the 33981 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

66/100
Composite stress
85/100
Structural risk
11/100
Distress activity

What is driving ZIP 33981’s distress

Foreclosure activity0
Mortgage stress35
Climate / FEMA risk94
33981 carries 9 additional scored dimensions

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 1 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 33981 Stress Report snapshot

The live 33981 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Charlotte County ZIP reports

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