ZIP 33980 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 33980 (Charlotte County, Florida) returns a high composite of 66/100. What sets it apart are the readings on institutional ownership (87/100), structural risk (85/100), insurance pressure (81/100). mortgage stress (35/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (99/100), flood (NFIP) exposure (96/100), climate & FEMA risk (94/100)). The split runs 85/100 structural to 11/100 active on the ground.

The market reads contraction — home values fell 3.2% year on year, 10.9% off the recent peak, and 5% lower over three years, at 38/100 phase confidence. A cooling market tends to open discount-to-value windows.

There are about 8,107 housing units across 33980. Around 65% of renters are cost-burdened. Roughly 11.6% live below the poverty line. The typical home is worth about $241,500 (3.6× income, relatively affordable). About 21% have a four-year degree. About 13,235 people live here, median age 63. At $61,871, median income runs below typical U.S. levels. Vacancy runs 24.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 36/100. Owners hold 75% of homes, renters 25%.

On the whole, 33980 leans distressed, with opportunity clustered in specific stressed parcels. While 33980 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 33980 runs hot or quiet, its 66/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 33980 can be compared directly against any other ZIP in Charlotte County, Florida or nationwide. The score is rebuilt from public data as it updates, so 33980 reflects the current record instead of a stale or modeled snapshot.

The 66/100 figure for 33980 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 33980 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.