ZIP 33980 Property Distress & Foreclosure Data

DLRadar grades ZIP 33980 (Charlotte County, Florida) at a very high 76/100 for overall property distress. Property-level stress concentrates in price dislocation (100/100), insurance pressure (98/100), structural risk (91/100). By contrast, mortgage stress (35/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), flood (NFIP) exposure (96/100), climate & FEMA risk (94/100). On the structural side it scores 91/100, with 11/100 of stress already active.

The market reads contraction — home values fell 9.3% year on year, 10.9% off the recent peak, and 5% lower over three years (phase confidence 100/100). A cooling market tends to open discount-to-value windows.

The ZIP holds roughly 8,107 housing units. Around 65% of renters are cost-burdened. Roughly 11.6% live below the poverty line. A median home runs $241,500 here, or 3.6 times local income. About 21% have a four-year degree. About 13,235 people live here, median age 63. Households earn a median $61,871 — below the roughly $78,000 national figure. The vacancy rate is 24.7% — elevated. On demographic stress specifically, 33980 scores 36/100. The tenure split is 75% owner-occupied to 25% rented.

Net-net, 33980 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.