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ZIP 34972 Foreclosure, Tax-Lien & Distress Report

Okeechobee County, Florida · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 34972 in Okeechobee County, Florida comes in at 32, a moderate composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (78/100). On the structural side it scores 70/100, with 7/100 of stress already active. Property-level stress concentrates in construction/permit lag (79/100), structural risk (70/100), institutional ownership (60/100). By contrast, mortgage stress (25/100) register low.

The peak-phase market in 34972 posted values that rose 0.5% over the year, and 19% higher over three years (phase confidence 8/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $53,902, below the U.S. median near $78,000. There are about 7,185 housing units across 34972. 22.8% of residents fall below the poverty threshold. Rent burden reaches 37% of tenant households. Owners hold 65% of homes, renters 35%. Around 15% of adults hold a bachelor's degree or higher. A median home runs $220,000 here, or 3.6 times local income. DLRadar's demographic-stress index for the area reads 35/100. The vacancy rate is 14.6% — elevated. About 19,185 people live here, median age 39.

On the whole, 34972 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 172 individual distressed properties in 34972, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The 34972 read uses the identical public-record model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 34972 stays directly comparable to neighboring ZIPs and the rest of Okeechobee County, Florida. Where the public record is thin for 34972, the field stays empty rather than modeled, and fills in as new documents post.

34972's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 34972 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

32/100
Composite stress
70/100
Structural risk
7/100
Distress activity

What is driving ZIP 34972’s distress

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk78
9 further distress layers are graded for 34972

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 172 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 34972 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Okeechobee County ZIPs near 34972

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