ZIP 33897 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 33897 (Polk County, Florida) returns a moderate composite of 38/100. The latent-versus-live split is 83/100 structural and 8/100 already moving. What sets it apart are the readings on structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). On the quiet end sit mortgage stress (28/100). It additionally carries heavy environmental risk: FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100).

Prices here sit in a recovery phase: values rose 1.9% over the trailing year, 2.2% off the recent peak (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 70% owner-occupied to 30% rented. A median home runs $307,100 here, or 3.8 times local income. Median household income is $73,457, near the U.S. median near $78,000. Rent burden reaches 52% of tenant households. Vacancy runs 22.8%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 35/100. The ZIP holds roughly 13,807 housing units. About 28% have a four-year degree. Population is roughly 29,206 with a median age of 39. Roughly 12.1% live below the poverty line.

On the whole, 33897 leans distressed, with opportunity clustered in specific stressed parcels. DLRadar currently tracks 1 individual distressed properties in 33897, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

The 33897 read uses the identical public-record model applied coast to coast, which means its 38/100 score means exactly what it means anywhere else, and 33897 stays directly comparable to neighboring ZIPs and the rest of Polk County, Florida. Nothing here is interpolated — where a source is thin for 33897, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

33897's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 33897 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.