ZIP 33897 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 33897 (Polk County, Florida) returns a moderate composite of 39/100. The latent-versus-live split is 87/100 structural and 8/100 already moving. What sets it apart are the readings on structural risk (87/100), institutional ownership (74/100), construction/permit lag (74/100). On the quiet end sit mortgage stress (28/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (98/100), FEMA disaster exposure (98/100), climate & FEMA risk (96/100).

Prices here sit in a recovery phase: values rose 1.9% over the trailing year, 2.2% off the recent peak (phase confidence 26/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 70% owner-occupied to 30% rented. A median home runs $307,100 here, or 3.8 times local income. Median household income is $73,457, near the U.S. median near $78,000. Rent burden reaches 52% of tenant households. Vacancy runs 22.8%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 35/100. The ZIP holds roughly 13,807 housing units. About 28% have a four-year degree. Population is roughly 29,206 with a median age of 39. Roughly 12.1% live below the poverty line.

On the whole, 33897 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 33897 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 33897 read uses the identical scoring model applied coast to coast, which means its 39/100 score means exactly what it means anywhere else, and 33897 stays directly comparable to neighboring ZIPs and the rest of Polk County, Florida. Nothing here is interpolated — where a source is thin for 33897, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

33897's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 33897 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.