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ZIP 33811 Foreclosure, Tax-Lien & Distress Report

Polk County, Florida · Distress market

Scored purely from public records, 33811 (Polk County, Florida) returns a moderate composite of 38/100. On the structural side it scores 83/100, with 8/100 of stress already active. Its heaviest discrete signals: structural risk (83/100), construction/permit lag (77/100), institutional ownership (69/100). By contrast, mortgage stress (28/100) register low. Climate and flood risk are elevated too — FEMA disaster exposure (98/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100).

The recovery-phase market in 33811 posted values that rose 1.9% over the year, 2.2% off the recent peak, and 12% higher over three years (phase confidence 27/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

28,456 residents call 33811 home, typically aged 37. Home values center near $333,200, an affordability ratio of 3.4× — accessible. Owners hold 77% of homes, renters 23%. Vacancy runs 5.8%. Around 42% of renters are cost-burdened. 6.5% of residents fall below the poverty threshold. On demographic stress specifically, 33811 scores 28/100. The ZIP holds roughly 11,310 housing units. Median household income is $85,821, near the U.S. median near $78,000. Educational attainment sits at 32% bachelor's-or-above.

Net-net, 33811 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 33811 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 33811's 38/100 can be lined up against any neighbor in Polk County, Florida or any ZIP coast to coast. Where the public record is thin for 33811, the field stays empty rather than modeled, and fills in as new documents post.

The 38/100 for 33811 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 33811 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

38/100
Composite stress
83/100
Structural risk
8/100
Distress activity

What is driving ZIP 33811’s distress

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk96
+9 more distress dimensions scored for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 33811 Stress Report snapshot

The live 33811 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Polk County

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