ZIP 33809 Foreclosure, Tax-Lien & Distress Report
Polk County, Florida · Distress market
DLRadar grades ZIP 33809 (Polk County, Florida) at a moderate 39/100 for overall property distress. The most distinctive pressure shows up in structural risk (87/100), institutional ownership (74/100), construction/permit lag (74/100). By contrast, mortgage stress (28/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (98/100), FEMA disaster exposure (98/100), climate & FEMA risk (96/100)). The split runs 87/100 structural to 8/100 active on the ground.
The recovery-phase market in 33809 posted values that rose 1.9% over the year, 2.2% off the recent peak, and 11% higher over three years (phase confidence 27/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $67,112, median income runs below typical U.S. levels. Roughly 10.1% live below the poverty line. There are about 12,823 housing units across 33809. Owners hold 64% of homes, renters 36%. Rent burden reaches 45% of tenant households. About 27% have a four-year degree. The typical home is worth about $292,000 (3.7× income, relatively affordable). On demographic stress specifically, 33809 scores 32/100. About 30,498 people live here, median age 43. The vacancy rate is 8.0%.
On balance 33809 is mixed, rewarding parcel-by-parcel screening over broad assumptions. DLRadar currently tracks 1 individual distressed properties in 33809, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.
No ZIP is too small to score: 33809 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 39/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 33809, the field stays empty rather than modeled, and fills in as new documents post.
The 39/100 figure for 33809 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 33809 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 33809’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 1 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 33809 distress snapshot
A live read on 33809: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Polk County
Nearest ZIP codes to 33809
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Florida distress
Other reports tied to Polk County, Florida — ZIP, county and statewide.
Open the complete 33809 acquisition file
Pull every distressed parcel in 33809 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Lead lists for Polk County
Each signal above is traceable to an open dataset · methodology