ZIP 33809 Property Distress & Foreclosure Data

DLRadar grades ZIP 33809 (Polk County, Florida) at a moderate 37/100 for overall property distress. Property-level stress concentrates in structural risk (82/100), construction/permit lag (75/100), institutional ownership (70/100). By contrast, mortgage stress (28/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (99/100), climate & FEMA risk (96/100), flood (NFIP) exposure (73/100). On the structural side it scores 82/100, with 8/100 of stress already active.

The market reads contraction — home values fell 0.9% year on year, and 11% higher over three years (phase confidence 21/100). A cooling market tends to open discount-to-value windows.

Households earn a median $67,112 — below the roughly $78,000 national figure. Roughly 10.1% live below the poverty line. The ZIP holds roughly 12,823 housing units. The tenure split is 64% owner-occupied to 36% rented. Around 45% of renters are cost-burdened. About 27% have a four-year degree. A median home runs $292,000 here, or 3.7 times local income. On demographic stress specifically, 33809 scores 32/100. About 30,498 people live here, median age 43. The vacancy rate is 8.0%.

Net-net, 33809 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. DLRadar currently tracks 4 individual distressed properties in 33809, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.