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ZIP 33810 Foreclosure, Tax-Lien & Distress Report

Polk County, Florida · Distress market

DLRadar grades ZIP 33810 (Polk County, Florida) at a moderate 37/100 for overall property distress. Its heaviest discrete signals: structural risk (82/100), institutional ownership (71/100), construction/permit lag (68/100). mortgage stress (27/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (99/100), climate & FEMA risk (97/100), flood (NFIP) exposure (80/100)). Latent structural risk is 82/100 while live distress already moving reads 8/100.

The recovery-phase market in 33810 posted values that rose 1.6% over the year, 1.7% off the recent peak, and 11% higher over three years, at 20/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $281,700, an affordability ratio of 3.5× — accessible. DLRadar's demographic-stress index for the area reads 31/100. Rent burden reaches 38% of tenant households. Vacancy runs 11.3%, above the national norm and a classic distress-and-opportunity signal. At $69,738, median income runs near typical U.S. levels. Educational attainment sits at 20% bachelor's-or-above. About 52,734 people live here, median age 42. Owners hold 76% of homes, renters 24%. Roughly 10.9% live below the poverty line. The ZIP holds roughly 22,297 housing units.

Net-net, 33810 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. DLRadar currently tracks 2 individual distressed properties in 33810, each with owner, address, APN, a per-property distress score, bank-exposure read and exit-velocity estimate.

No ZIP is too small to score: 33810 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 37/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 33810 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 33810 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 37/100 roll-up. Practically, 33810 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

37/100
Composite stress
82/100
Structural risk
8/100
Distress activity

ZIP 33810 distress signals, scored

Foreclosure activity0
Mortgage stress27
Climate / FEMA risk97
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 2 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 33810 Stress Report snapshot

The live 33810 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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See who owns each distressed property in 33810, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

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